Charlotte NC Health Insurance
Charlotte North Carolina’s high quality health care provides service for over one million patients per year. Many of those patients originate in Mecklenburg County,
but also from many other NC counties. Charlotte’s advanced treatment and medical technology attract patients from other U.S. states and quite a few foreign
countries. Many renowned healthcare specialists from around the world come to Charlotte North Carolina to teach, practice medicine, and perform research in a
variety of specialties including heart disease, laser surgery, orthopedics, and organ transplantation. These providers contribute to the overall advancement of
Charlotte’s healthcare, while still maintaining personal service and competitive costs.
Two Hospital Systems Serve the Charlotte Mecklenburg Region
The Charlotte area is host to nine major hospitals, which are owned by Carolinas HealthCare System and Presbyterian Healthcare.
Carolinas Medical Centers
Carolinas Medical Center was awarded “Charlotte’s Most Preferred Hospital” by the National Research Corporation. It is also ranked highly in two national categories
by the U.S. News & World Report, both orthopedics and urology. 2006 Revenue of $3.14 billion; the largest healthcare system in South and North Carolina; one of
the biggest public systems in the United States. Manages 20 hospitals in South and North Carolina; 4 acute care, inpatient behavioral health, and a rehabilitation
hospital with 1,300 beds in Mecklenburg County. Manages a network of 900 physicians to act as the official Poison Control Center for NC.
CMC Hospitals
Carolinas Medical Center - 1000 Blythe Boulevard, Charlotte, NC 28203 (704) 355-2000
Teaching hospital and research center, Level I Ross Trauma Center, Nationally known for cardiovascular care, neuroscience and Spine Institute, Blumenthal
Cancer Center, Heart, kidney, pancreas, and liver transplant programs, High Risk Obstetrical Unit, Nationally accredited chest pain center
Levine Children's Hospital CMC Campus (704) 355-2000
234 beds (185 intensive care, acute care, and progressive care beds; 13 pediatric rehabilitation beds; 16 observation beds; 20 day hospital beds), 24-hour Children's
Emergency Department, Pediatric Surgery, Pediatric intensive care unit, Pediatric Cardiac Care, Pediatric kidney and liver transplant program, Children's
Diagnostic Center, Day hospital including an infusion center, Infusion therapy procedure room, Children's Rehabilitation Pavilion, Adolescent medicine including
eating disorders, Pediatric hematology and oncology
Carolinas Medical Center-NorthEast - 920 Church Street North, Concord, NC 28025 (704) 403-1275
457-bed medical center, Batte Cancer Center, Diagnostics and Imaging Center, Hayes Family Center, Surgery Center
Carolinas Medical Center-Mercy - 2001 Vail Avenue, Charlotte, NC 28207 (704) 379-5000
Heart Center, Lung Center, Southeast Pain Care, The Foot and Ankle Center, The Sleep Center, and several others
Carolinas Medical Center-Pineville - 10628 Park Road, Charlotte, NC 28210 (704) 543-2000
Serving southern Charlotte and York County
Carolinas Medical Center-University 8800 North Tryon Street, Charlotte, NC 28262 (704) 548-6000
Provides full range of medical services with diagnostic and treatment facilities
Carolinas Medical Center-Randolph - 501 Billingsley Road, Charlotte, NC 28211 (704) 358-2700
Care for psychiatric, substance abuse in addition to behavioral illness
Carolinas Rehabilitation - 1100 Blythe Boulevard, Charlotte, NC 28203 (704) 355-4300
Returning patients with spinal cord or brain injuries or stroke
Presbyterian Healthcare
Presbyterian Healthcare administrates as a not-for-profit healthcare system serving the southern piedmont area of North Carolina. Presbyterian is a subsidiary of,
Novant Health, and both are nationally recognized for outstanding patient care and not long ago received the PRC President's Award, which is bestowed to one
healthcare organization nationally for excellence in physician, patient and employee satisfaction. Presbyterian Healthcare administrates five hospital facilities and
a network of specialty and primary care physicians. 7,000 employees and 500 physicians on medical staff, Presbyterian Healthcare manages 3 acute care, two
specialty, outpatient and same-day surgery, five urgent care facilities and other services. Presbyterian's hospitals are Certified Primary Stroke Centers.
Presbyterian Hospitals
Presbyterian Hospital - 200 Hawthorne Lane, Charlotte, NC 28204 (704) 384-4000
531 bed acute care hospital, comprehensive cancer, cardiovascular, neurological, orthopedic, and women's care.
Presbyterian Hospital Huntersville - 10030 Gilead Road, Huntersville, NC 28078 (704) 316-4000
50-bed hospital that offers a range of medical services. Offering special amenities
Presbyterian Hospital Matthews - 1500 Matthews Township Parkway, Matthews, NC 28105 (704) 384-6500
102 bed hospital that offers medical services and a health library.
Presbyterian Orthopaedic Hospital - 1901 Randolph Road, Charlotte, NC 28207 (704) 316-2000
Offers care for diseases and injuries of the bones and joints with advanced diagnostic, treatment and rehabilitative procedures.
Presbyterian Hemby Children's Hospital - 200 Hawthorne Lane, Charlotte, NC 28204 (704) 384-4800
Presbyterian Hemby Children's provides patients and their families with care in a family-centered environment.
Competitive Health Care Costs
With almost 1,400 physicians in the Mecklenburg County Medical Society directory, it is easy to find the right doctor. Based on the 2nd Quarter 2007 ACCRA Cost of
Living Survey, the following table describes routine visit costs: General doctor's office visit: $77.00, Routine dentist office visit: $83.60, Eye exam for prescription: $
75.80
Health Care Cost Index for Mid-Sized Cities
Rank, City, Cost Index: 1 Fort Worth, TX 90.8, 2 Jacksonville, FL 93.6, 3 New Orleans, LA 94.8, 4 El Paso, TX 96.6, 5 Memphis, TN 96.7, 6 Richmond, VA 99.4, 7
Albuquerque, NM 99.6, 8 Nashville, TN 101.7, 9 Tucson, AZ 103.2, 10 Cleveland, OH 103.2, 11 Atlanta, GA 103.4, 12 Charlotte, NC 104.3, 13 Baltimore, MD
104.9, 14 Las Vegas, NV 106.9, 15 Portland, OR 106.9, 16 Washington, D.C. 108.4, 17 Denver, CO 108.5, 18 Fresno, CA 108.7, 19 Oklahoma City, OK 110.1, 20
San Jose, CA 122.3, 21 San Francisco, CA 124.2, 22 Boston, MA 136.1, Source: ACCRA Cost of Living Index, Health Care, Second Quarter 2007.
Charlotte North Carolina’s high quality health care provides service for over one million patients per year. Many of those patients originate in Mecklenburg County,
but also from many other NC counties. Charlotte’s advanced treatment and medical technology attract patients from other U.S. states and quite a few foreign
countries. Many renowned healthcare specialists from around the world come to Charlotte North Carolina to teach, practice medicine, and perform research in a
variety of specialties including heart disease, laser surgery, orthopedics, and organ transplantation. These providers contribute to the overall advancement of
Charlotte’s healthcare, while still maintaining personal service and competitive costs.
Two Hospital Systems Serve the Charlotte Mecklenburg Region
The Charlotte area is host to nine major hospitals, which are owned by Carolinas HealthCare System and Presbyterian Healthcare.
Carolinas Medical Centers
Carolinas Medical Center was awarded “Charlotte’s Most Preferred Hospital” by the National Research Corporation. It is also ranked highly in two national categories
by the U.S. News & World Report, both orthopedics and urology. 2006 Revenue of $3.14 billion; the largest healthcare system in South and North Carolina; one of
the biggest public systems in the United States. Manages 20 hospitals in South and North Carolina; 4 acute care, inpatient behavioral health, and a rehabilitation
hospital with 1,300 beds in Mecklenburg County. Manages a network of 900 physicians to act as the official Poison Control Center for NC.
CMC Hospitals
Carolinas Medical Center - 1000 Blythe Boulevard, Charlotte, NC 28203 (704) 355-2000
Teaching hospital and research center, Level I Ross Trauma Center, Nationally known for cardiovascular care, neuroscience and Spine Institute, Blumenthal
Cancer Center, Heart, kidney, pancreas, and liver transplant programs, High Risk Obstetrical Unit, Nationally accredited chest pain center
Levine Children's Hospital CMC Campus (704) 355-2000
234 beds (185 intensive care, acute care, and progressive care beds; 13 pediatric rehabilitation beds; 16 observation beds; 20 day hospital beds), 24-hour Children's
Emergency Department, Pediatric Surgery, Pediatric intensive care unit, Pediatric Cardiac Care, Pediatric kidney and liver transplant program, Children's
Diagnostic Center, Day hospital including an infusion center, Infusion therapy procedure room, Children's Rehabilitation Pavilion, Adolescent medicine including
eating disorders, Pediatric hematology and oncology
Carolinas Medical Center-NorthEast - 920 Church Street North, Concord, NC 28025 (704) 403-1275
457-bed medical center, Batte Cancer Center, Diagnostics and Imaging Center, Hayes Family Center, Surgery Center
Carolinas Medical Center-Mercy - 2001 Vail Avenue, Charlotte, NC 28207 (704) 379-5000
Heart Center, Lung Center, Southeast Pain Care, The Foot and Ankle Center, The Sleep Center, and several others
Carolinas Medical Center-Pineville - 10628 Park Road, Charlotte, NC 28210 (704) 543-2000
Serving southern Charlotte and York County
Carolinas Medical Center-University 8800 North Tryon Street, Charlotte, NC 28262 (704) 548-6000
Provides full range of medical services with diagnostic and treatment facilities
Carolinas Medical Center-Randolph - 501 Billingsley Road, Charlotte, NC 28211 (704) 358-2700
Care for psychiatric, substance abuse in addition to behavioral illness
Carolinas Rehabilitation - 1100 Blythe Boulevard, Charlotte, NC 28203 (704) 355-4300
Returning patients with spinal cord or brain injuries or stroke
Presbyterian Healthcare
Presbyterian Healthcare administrates as a not-for-profit healthcare system serving the southern piedmont area of North Carolina. Presbyterian is a subsidiary of,
Novant Health, and both are nationally recognized for outstanding patient care and not long ago received the PRC President's Award, which is bestowed to one
healthcare organization nationally for excellence in physician, patient and employee satisfaction. Presbyterian Healthcare administrates five hospital facilities and
a network of specialty and primary care physicians. 7,000 employees and 500 physicians on medical staff, Presbyterian Healthcare manages 3 acute care, two
specialty, outpatient and same-day surgery, five urgent care facilities and other services. Presbyterian's hospitals are Certified Primary Stroke Centers.
Presbyterian Hospitals
Presbyterian Hospital - 200 Hawthorne Lane, Charlotte, NC 28204 (704) 384-4000
531 bed acute care hospital, comprehensive cancer, cardiovascular, neurological, orthopedic, and women's care.
Presbyterian Hospital Huntersville - 10030 Gilead Road, Huntersville, NC 28078 (704) 316-4000
50-bed hospital that offers a range of medical services. Offering special amenities
Presbyterian Hospital Matthews - 1500 Matthews Township Parkway, Matthews, NC 28105 (704) 384-6500
102 bed hospital that offers medical services and a health library.
Presbyterian Orthopaedic Hospital - 1901 Randolph Road, Charlotte, NC 28207 (704) 316-2000
Offers care for diseases and injuries of the bones and joints with advanced diagnostic, treatment and rehabilitative procedures.
Presbyterian Hemby Children's Hospital - 200 Hawthorne Lane, Charlotte, NC 28204 (704) 384-4800
Presbyterian Hemby Children's provides patients and their families with care in a family-centered environment.
Competitive Health Care Costs
With almost 1,400 physicians in the Mecklenburg County Medical Society directory, it is easy to find the right doctor. Based on the 2nd Quarter 2007 ACCRA Cost of
Living Survey, the following table describes routine visit costs: General doctor's office visit: $77.00, Routine dentist office visit: $83.60, Eye exam for prescription: $
75.80
Health Care Cost Index for Mid-Sized Cities
Rank, City, Cost Index: 1 Fort Worth, TX 90.8, 2 Jacksonville, FL 93.6, 3 New Orleans, LA 94.8, 4 El Paso, TX 96.6, 5 Memphis, TN 96.7, 6 Richmond, VA 99.4, 7
Albuquerque, NM 99.6, 8 Nashville, TN 101.7, 9 Tucson, AZ 103.2, 10 Cleveland, OH 103.2, 11 Atlanta, GA 103.4, 12 Charlotte, NC 104.3, 13 Baltimore, MD
104.9, 14 Las Vegas, NV 106.9, 15 Portland, OR 106.9, 16 Washington, D.C. 108.4, 17 Denver, CO 108.5, 18 Fresno, CA 108.7, 19 Oklahoma City, OK 110.1, 20
San Jose, CA 122.3, 21 San Francisco, CA 124.2, 22 Boston, MA 136.1, Source: ACCRA Cost of Living Index, Health Care, Second Quarter 2007.
Charlotte, NC Health Insurance Quotes from Blue Cross Blue Shield of North Carolina
Blue Options HSA sm
Blue Advantage ®
Goebelt
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| Rate Quotes (under 65) |
| Blue Advantage®, Blue Advantage Saver sm, and Blue Options HSA sm |
| Compare Blue Advantage® Plans A, B, and C |
| Apply Online |
The most popular PPO health insurance plan from
Blue Cross Blue Shield of North Carolina
Blue Cross Blue Shield of North Carolina
Blue Options HSA sm pairs a high deductible health plan (HDHP)
with a health savings account (HSA) to achieve lower premiums
and savings as much as 34% off Blue Advantage.2, 3, 4 Preventive
care services cover policy holders at 100% including routine
physicals and screening tests.5
with a health savings account (HSA) to achieve lower premiums
and savings as much as 34% off Blue Advantage.2, 3, 4 Preventive
care services cover policy holders at 100% including routine
physicals and screening tests.5
Blue Advantage offers 3 plan types which allow you to select the
health insurance benefits and deductible that works best for your
situation, with costs as low as $15 for office visit co-payments and
$10 for generic prescription drugs.1
health insurance benefits and deductible that works best for your
situation, with costs as low as $15 for office visit co-payments and
$10 for generic prescription drugs.1
Blue Cross Blue Shield of North Carolina's high-deductible
health plan (HDHP)
health plan (HDHP)
| David Goebelt NC Health Insurance Agent 704-733-9015 |
Blue Medicare Supplement sm
Health care coverage for Medicare beneficiaries
Health care coverage for Medicare beneficiaries
Blue Advantage Saver sm
| Rate Quotes (Medicare Beneficiaries) |
- Limited doctors office copayments if you don't need to visit
the doctor as often. - Monthly premium savings.
- More choices in how you pay for office visits and
prescriptions.
A plan featuring more health insurance cost saving options
Charlotte North Carolina Blue Cross Blue Shield of North Carolina Health Insurance Quotes
Medicare only covers a portion of your medical costs. But with
Blue Cross and Blue Shield of North Carolina, the state's largest
Medicare supplement insurer,6 you can stop worrying about the
costs that Medicare doesn't cover with our Blue Medicare
Supplement plans.7
Blue Cross and Blue Shield of North Carolina, the state's largest
Medicare supplement insurer,6 you can stop worrying about the
costs that Medicare doesn't cover with our Blue Medicare
Supplement plans.7
- You can see any Medicare-participating doctor that you
want - Easy to use and virtually no claims to file
- You're covered in case of an emergency8
- Enroll early and lock in your entry age with most plans9
- Enroll early without a waiting period for pre-existing
conditions10 - Enroll early for guaranteed acceptance11
1 Refers to Plan A, Preferred Tier, policy form number M58, 7/07
2 BCBSNC does not administer your HSA and is not affiliated with your HSA custodian or administrator. Your HSA custodian is Mellon Trust of
New England, N.A.
3 Withdrawals are tax free only if used for qualified medical expenses. See www.irs.gov for specific regulations.
4 Blue Cross Blue Shield NC Internal Data, 2009: Based on Blue Advantage $2,500 deductible with 80% coinsurance and Blue Options HSA
$2,000 deductible with 80% coinsurance. Pricing is for a single male, age 40-44, residing in Wake County.
5 Includes in-network annual routine physical exam, well-baby and well-child care and certain immunizations and screenings. Other covered
services may be subject to deductible and coinsurance. Members who receive covered services out-of-network may be required to pay the
difference between the provider's actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount.
6 Based on "2008 Medicare Supplement Insurance Exhibits," published in 2009 by the National Association of Insurance Commissioners
(NAIC), as supplied by Mark Farrah.
7 This is only a summary of benefits describing the policies' most important features. The policy is the insurance contract. You must read the
policy itself to understand all the rights and duties of both you and your insurance company. These policies may not fully cover all of your
medical costs. Neither Blue Cross and Blue Shield of North Carolina nor its agents are connected with Medicare.
8 If you are out of the country more than 60 days, then there is no coverage.
9 For entry age plans the following applies: When you enroll you will lock in your entry age forever as long as you stay in the Medicare
supplement plan that you initially chose. Any rate adjustments will only be due to medical inflation or overall claims experience. Rates are
subject to change but you alone will not be singled out for premium increases based on your health or age. Rates are subject to change June
1st of each year and are guaranteed for 12 months. Any change in your rate will be preceded by a 30-day notice.
10 Pre-existing conditions are conditions for which medical advice was given or treatment was recommended by or received from a physician
within six months before the effective date of coverage. If enrollees wait until after the deadline to enroll they may have a waiting period for
pre-existing conditions and may have to complete a medical questionnaire.
11 You cannot be turned down for Blue Medicare Supplement with Blue Cross Blue Shield NC if you meet the following: you're eligible for
Medicare; you enroll within six months of enrolling in Medicare Part B; you're a resident of North Carolina; and you're not covered by certain
Medicaid programs.
U3812, 10/08
2 BCBSNC does not administer your HSA and is not affiliated with your HSA custodian or administrator. Your HSA custodian is Mellon Trust of
New England, N.A.
3 Withdrawals are tax free only if used for qualified medical expenses. See www.irs.gov for specific regulations.
4 Blue Cross Blue Shield NC Internal Data, 2009: Based on Blue Advantage $2,500 deductible with 80% coinsurance and Blue Options HSA
$2,000 deductible with 80% coinsurance. Pricing is for a single male, age 40-44, residing in Wake County.
5 Includes in-network annual routine physical exam, well-baby and well-child care and certain immunizations and screenings. Other covered
services may be subject to deductible and coinsurance. Members who receive covered services out-of-network may be required to pay the
difference between the provider's actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount.
6 Based on "2008 Medicare Supplement Insurance Exhibits," published in 2009 by the National Association of Insurance Commissioners
(NAIC), as supplied by Mark Farrah.
7 This is only a summary of benefits describing the policies' most important features. The policy is the insurance contract. You must read the
policy itself to understand all the rights and duties of both you and your insurance company. These policies may not fully cover all of your
medical costs. Neither Blue Cross and Blue Shield of North Carolina nor its agents are connected with Medicare.
8 If you are out of the country more than 60 days, then there is no coverage.
9 For entry age plans the following applies: When you enroll you will lock in your entry age forever as long as you stay in the Medicare
supplement plan that you initially chose. Any rate adjustments will only be due to medical inflation or overall claims experience. Rates are
subject to change but you alone will not be singled out for premium increases based on your health or age. Rates are subject to change June
1st of each year and are guaranteed for 12 months. Any change in your rate will be preceded by a 30-day notice.
10 Pre-existing conditions are conditions for which medical advice was given or treatment was recommended by or received from a physician
within six months before the effective date of coverage. If enrollees wait until after the deadline to enroll they may have a waiting period for
pre-existing conditions and may have to complete a medical questionnaire.
11 You cannot be turned down for Blue Medicare Supplement with Blue Cross Blue Shield NC if you meet the following: you're eligible for
Medicare; you enroll within six months of enrolling in Medicare Part B; you're a resident of North Carolina; and you're not covered by certain
Medicaid programs.
U3812, 10/08
Goebelt Insurance Services, Inc. and David Goebelt are an independent authorized agency/producer licensed to sell and promote products
from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Goebelt Insurance Services,
Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Goebelt Insurance Services,
Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
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Insurance, Inc.
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