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Health Insurance in Raleigh North Carolina
| Rate Quotes |
| Compare Blue Advantage® and Blue Options HSA sm |
| Compare Blue Advantage® Plans A, B, and C |
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| Frequently Asked Questions |
Raleigh, NC Health Insurance Quotes from Blue Cross Blue Shield of NC
Blue Options HSA sm pairs a high deductible health plan (HDHP)
with a health savings account (HSA) to achieve lower premiums
and savings as much as 34% off Blue Advantage.2, 3, 4 Preventive
care services cover policy holders at 100% including routine
physicals and screening tests.5
with a health savings account (HSA) to achieve lower premiums
and savings as much as 34% off Blue Advantage.2, 3, 4 Preventive
care services cover policy holders at 100% including routine
physicals and screening tests.5
Blue Advantage offers 3 plan types which allow you to select the
benefits and deductible that works best for your situation, with
costs as low as $15 for office visit co-payments and $10 for
generic prescription drugs.1
benefits and deductible that works best for your situation, with
costs as low as $15 for office visit co-payments and $10 for
generic prescription drugs.1
Blue Cross and Blue Shield of North Carolina's
high-deductible health plan (HDHP)
high-deductible health plan (HDHP)
- Low premiums, easy payment options
- Checkups and cleanings covered twice a year
- No deductible and no waiting for preventive services
- Coverage for fillings, gum treatments, crowns and more
- Choose your own dentist
- Coverage for you and your family
Quality coverage for individuals and families
The most popular PPO plan from Blue Cross Blue Shield
of North Carolina
of North Carolina
Raleigh, NC Health Insurance
Raleigh, NC is the capital of North Carolina and the county seat of Wake County. Raleigh is the second most populous city in North Carolina. Raleigh is also known
as the City of Oaks because it has many oak trees. Raleigh, NC in 2008, was estimated by the US Census Bureau to have 392,552 inhabitants. This represents a
42% increase from the Census in 2000, making Raleigh NC the 45th largest city in the US and the 8th fastest growing city in the nation. The three main cities of
the RTP (Research Triangle metropolitan region) are Raleigh North Carolina, Durham, and Chapel Hill. The regional monicer of The Triangle originated when the
Research Triangle Park was created in 1959, oriented between the three cities Raleigh, Chapel Hill, and Durham and the three prominent research universities of
UNC-Chapel Hill, Duke University, and NC State Universitiy.
The Research Triangle area includes the US Census Bureau's statistical area of Raleigh, Cary, and Durham located in the central piedmont area of North Carolina.
In 2008 the population of the Raleigh, Cary, Durham CSA was 1.6 million, and the Raleigh, Cary metropolitan statistical area was over 1 million, as the county's
most rapidly growing metropolitan area.Th e majority of Raleigh North Carolina is located inside Wake County, with a minute portion protruding into Durham
County. The towns of Garner, Cary, Apex, Wake Forest, Holly Springs, Knightdale, Fuquay-Varina, Rolesville, and Wendell are most of Raleigh North Carolina's
satellite towns and suburbs. All health insurance plans are not equivelant, and there's no general rule for choosing the best plan in Raleigh NC to fit your needs.
The best fit for one may not be the best for another person. The most beneficial health insurance plan for you is dependent on the type of healthcare you need,
how many people are in your family, among other personaly specific factors. There are a wide variety of health insurance types with a wide range of features
available in Raleigh. Depending on your specific health, the cost of health insurance can vary widely for each type of condition.
Because many people in Raleigh purchase health insurance via their employers, that adds another unknown. Some employers pay for a greater portion of your
health insurance premium than others. This makes inquiring about health insurance benefits important during job searches. You don't have to be a professional, or
spend a large amount of time to access which health insurance plan works best for you. Acertaining which type of plan has the benefits you desire should make
your choice fairly easy. Here is a summary of the primary differences between plan types offered in Raleigh NC: A Health Maintenance Organization HMO is a
membership oriented cost reduction model. A Prefered Provider Organization is similar to a HMO, but with greater freedom. You can see providers outside the
network normally for higher costs than in network providers. Point-of-Service is a hybrid of a PPO and an HMO. Traditional indemnity/major medical is the least
restrictive type of coverage in Raleigh North Carolina. With this plan there is no network, so premiums are higher, but you are able to see any provider for covered
services.
Raleigh, NC is the capital of North Carolina and the county seat of Wake County. Raleigh is the second most populous city in North Carolina. Raleigh is also known
as the City of Oaks because it has many oak trees. Raleigh, NC in 2008, was estimated by the US Census Bureau to have 392,552 inhabitants. This represents a
42% increase from the Census in 2000, making Raleigh NC the 45th largest city in the US and the 8th fastest growing city in the nation. The three main cities of
the RTP (Research Triangle metropolitan region) are Raleigh North Carolina, Durham, and Chapel Hill. The regional monicer of The Triangle originated when the
Research Triangle Park was created in 1959, oriented between the three cities Raleigh, Chapel Hill, and Durham and the three prominent research universities of
UNC-Chapel Hill, Duke University, and NC State Universitiy.
The Research Triangle area includes the US Census Bureau's statistical area of Raleigh, Cary, and Durham located in the central piedmont area of North Carolina.
In 2008 the population of the Raleigh, Cary, Durham CSA was 1.6 million, and the Raleigh, Cary metropolitan statistical area was over 1 million, as the county's
most rapidly growing metropolitan area.Th e majority of Raleigh North Carolina is located inside Wake County, with a minute portion protruding into Durham
County. The towns of Garner, Cary, Apex, Wake Forest, Holly Springs, Knightdale, Fuquay-Varina, Rolesville, and Wendell are most of Raleigh North Carolina's
satellite towns and suburbs. All health insurance plans are not equivelant, and there's no general rule for choosing the best plan in Raleigh NC to fit your needs.
The best fit for one may not be the best for another person. The most beneficial health insurance plan for you is dependent on the type of healthcare you need,
how many people are in your family, among other personaly specific factors. There are a wide variety of health insurance types with a wide range of features
available in Raleigh. Depending on your specific health, the cost of health insurance can vary widely for each type of condition.
Because many people in Raleigh purchase health insurance via their employers, that adds another unknown. Some employers pay for a greater portion of your
health insurance premium than others. This makes inquiring about health insurance benefits important during job searches. You don't have to be a professional, or
spend a large amount of time to access which health insurance plan works best for you. Acertaining which type of plan has the benefits you desire should make
your choice fairly easy. Here is a summary of the primary differences between plan types offered in Raleigh NC: A Health Maintenance Organization HMO is a
membership oriented cost reduction model. A Prefered Provider Organization is similar to a HMO, but with greater freedom. You can see providers outside the
network normally for higher costs than in network providers. Point-of-Service is a hybrid of a PPO and an HMO. Traditional indemnity/major medical is the least
restrictive type of coverage in Raleigh North Carolina. With this plan there is no network, so premiums are higher, but you are able to see any provider for covered
services.
1 Refers to Plan A, Preferred Tier, policy form number M58, 7/07
2 Blue Cross Blue Shield of NC (BCBSNC) does not administer your HSA and is not affiliated with your HSA custodian or administrator. Your HSA custodian is
Mellon Trust of New England, N.A.
3 Withdrawals are tax free only if used for qualified medical expenses. See www.irs.gov for specific regulations.
4 Blue Cross and Blue Shield of North Carolina (BCBSNC) Internal Data, 2009: Based on Blue Advantage $2,500 deductible with 80% coinsurance and Blue
Options HSA $2,000 deductible with 80% coinsurance. Pricing is for a single male, age 40-44, residing in Wake County.
5 Includes in-network annual routine physical exam, well-baby and well-child care and certain immunizations and screenings. Other covered services may be
subject to deductible and coinsurance. Members who receive covered services out-of-network may be required to pay the difference between the provider's actual
charge and the Blue Cross Blue Shield NC (BCBSNC) allowed amount, in addition to the coinsurance amount.
2 Blue Cross Blue Shield of NC (BCBSNC) does not administer your HSA and is not affiliated with your HSA custodian or administrator. Your HSA custodian is
Mellon Trust of New England, N.A.
3 Withdrawals are tax free only if used for qualified medical expenses. See www.irs.gov for specific regulations.
4 Blue Cross and Blue Shield of North Carolina (BCBSNC) Internal Data, 2009: Based on Blue Advantage $2,500 deductible with 80% coinsurance and Blue
Options HSA $2,000 deductible with 80% coinsurance. Pricing is for a single male, age 40-44, residing in Wake County.
5 Includes in-network annual routine physical exam, well-baby and well-child care and certain immunizations and screenings. Other covered services may be
subject to deductible and coinsurance. Members who receive covered services out-of-network may be required to pay the difference between the provider's actual
charge and the Blue Cross Blue Shield NC (BCBSNC) allowed amount, in addition to the coinsurance amount.
Goebelt Insurance Services, Inc. and David Goebelt are an independent authorized agency/producer licensed to sell and promote products
from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Goebelt Insurance
Services, Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Goebelt Insurance
Services, Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
| David Goebelt Authorized NC Agent 800-918-1158 |