With Blue Advantage, policy holders can have access to
many of the best doctors, specialists and hospitals in
North Carolina. Blue Cross and Blue Shield of North
Carolina's (BCBSNC) networks are large and co-payments and
coinsurance are predictable.1 Members just visit an in network
provider, show their BCBSNC ID card and pay the co-payment.
The provider handles all the administrative specifics and files
the claims. Members can go directly to in-network specialists
without a referral, and may go outside the network for most
services.2, 3 The only difference is the out of pocket cost.
many of the best doctors, specialists and hospitals in
North Carolina. Blue Cross and Blue Shield of North
Carolina's (BCBSNC) networks are large and co-payments and
coinsurance are predictable.1 Members just visit an in network
provider, show their BCBSNC ID card and pay the co-payment.
The provider handles all the administrative specifics and files
the claims. Members can go directly to in-network specialists
without a referral, and may go outside the network for most
services.2, 3 The only difference is the out of pocket cost.
Goebelt
Insurance
Services, Inc.
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1 Some services and supplies received by members in an office setting or in connection with an office visit are in fact outpatient hospital-based services provided
by hospital-owned or operated practices. These services and supplies may be subject to your deductible and coinsurance. Please see the BCBSNC provider listing
to identify these providers.
2 Referrals may be needed for certain mental health and substance abuse services.
3 Preventive care is limited to in-network benefits.
4 Refers to Plan A, Preferred Tier, policy form number M58, 7/07
5 Blue Cross and Blue Shield Association Internal Data, 2007: www.bcbs.com/news/press/facts/bluecard.html. (09/08)
6 Maternity coverage is offered through Blue Advantage at an additional rate.
7 BCBSNC provides the Member Health Partnerships (MHP) program for your convenience and is not liable in any way for the services received. BCBSNC reserves
the right to discontinue or change the program at any time. Benefits available through MHP are subject to your current benefit plan and preexisting waiting periods.
8 Blue ExtrasSM programs may not apply to all health plans. Discounts on certain goods and services may not be provided directly by BCBSNC, but may instead be
arranged by BCBSNC for member convenience. Any discounts are outside your health plan benefits. BCBSNC is not liable for problems resulting from goods and
services it does not provide directly, such as goods and services not being provided or being provided negligently. BCBSNC may change or discontinue these
programs at any time.
by hospital-owned or operated practices. These services and supplies may be subject to your deductible and coinsurance. Please see the BCBSNC provider listing
to identify these providers.
2 Referrals may be needed for certain mental health and substance abuse services.
3 Preventive care is limited to in-network benefits.
4 Refers to Plan A, Preferred Tier, policy form number M58, 7/07
5 Blue Cross and Blue Shield Association Internal Data, 2007: www.bcbs.com/news/press/facts/bluecard.html. (09/08)
6 Maternity coverage is offered through Blue Advantage at an additional rate.
7 BCBSNC provides the Member Health Partnerships (MHP) program for your convenience and is not liable in any way for the services received. BCBSNC reserves
the right to discontinue or change the program at any time. Benefits available through MHP are subject to your current benefit plan and preexisting waiting periods.
8 Blue ExtrasSM programs may not apply to all health plans. Discounts on certain goods and services may not be provided directly by BCBSNC, but may instead be
arranged by BCBSNC for member convenience. Any discounts are outside your health plan benefits. BCBSNC is not liable for problems resulting from goods and
services it does not provide directly, such as goods and services not being provided or being provided negligently. BCBSNC may change or discontinue these
programs at any time.
Blue Cross Blue Shield of NC's most popular individual
Preferred Provider Organization (PPO) plan
Preferred Provider Organization (PPO) plan
Goebelt Insurance Services, Inc. and David Goebelt are an independent authorized agency/producer licensed to sell and promote products
from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Goebelt Insurance
Services, Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Goebelt Insurance
Services, Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Blue Advantage offers 3 plans that allow you to select the benefits and deductible that works best for your situation,
with costs as low as $15 for office visit co-payments and $10 for generic prescription drugs.4
Blue Advantage offers coverage across the nation and in more than 200 countries and territories around the
world through the BlueCard® network.5 To locate a nearby network provider, dial 1-800-810-BLUE (1-800-810-2583)
or search the provider directory at bcbsnc.com.
You may also purchase coverage for children. With Blue Advantage, children receive full benefits, in addition to
coverage for well-child and well-baby care and immunizations. Maternity coverage is also available for
an extra charge when you initially purchase a policy, renew the policy (if the policy has been in effect for at least 6
months) or if there is a family status change, like marriage.6
Blue Advantage provides the policy holder with access to a wide variety of online resources and programs designed
to maximize your health care experience. Resources include Member Health Page 2 of 9
Partnerships SM1, our confidential health management program for children and adults – available at no additional
cost – that can assist you in managing health conditions like asthma and diabetes. Our value added Rewards
and Discounts provide member discounts on many things from vitamins to gym memberships.7, 8
To qualify for Blue Advantage, you must be a resident of the state of North Carolina, be under age 65, be medically
eligible, and not be eligible for Medicare. Enrollment takes approximately 15-30 days.
with costs as low as $15 for office visit co-payments and $10 for generic prescription drugs.4
Blue Advantage offers coverage across the nation and in more than 200 countries and territories around the
world through the BlueCard® network.5 To locate a nearby network provider, dial 1-800-810-BLUE (1-800-810-2583)
or search the provider directory at bcbsnc.com.
You may also purchase coverage for children. With Blue Advantage, children receive full benefits, in addition to
coverage for well-child and well-baby care and immunizations. Maternity coverage is also available for
an extra charge when you initially purchase a policy, renew the policy (if the policy has been in effect for at least 6
months) or if there is a family status change, like marriage.6
Blue Advantage provides the policy holder with access to a wide variety of online resources and programs designed
to maximize your health care experience. Resources include Member Health Page 2 of 9
Partnerships SM1, our confidential health management program for children and adults – available at no additional
cost – that can assist you in managing health conditions like asthma and diabetes. Our value added Rewards
and Discounts provide member discounts on many things from vitamins to gym memberships.7, 8
To qualify for Blue Advantage, you must be a resident of the state of North Carolina, be under age 65, be medically
eligible, and not be eligible for Medicare. Enrollment takes approximately 15-30 days.
Authorized Agency
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| David Goebelt Authorized NC Agent 800-918-1158 |