your situation, with costs as low as $15 for office visit co-payments and $10 for generic
Blue Advantage offers coverage across the nation and in more than 200 countries and territories
around the world through the BlueCard® network.5 To locate a nearby network provider, dial 1-800-810-
BLUE (1-800-810-2583) or search the provider directory at bcbsnc.com.
You may also purchase coverage for children. With Blue Advantage, children receive full benefits, in
addition to coverage for well-child and well-baby care and immunizations. Maternity coverage
is also available for an extra charge when you initially purchase a policy, renew the policy (if the
policy has been in effect for at least 6 months) or if there is a family status change, like marriage.6
Blue Advantage provides the policy holder with access to a wide variety of online resources and
programs designed to maximize your health care experience. Resources include Member Health Page 2
Partnerships SM1, our confidential health management program for children and adults – available at no
additional cost – that can assist you in managing health conditions like asthma and diabetes. Our
value added Rewards and Discounts provide member discounts on many things from vitamins
to gym memberships.7, 8
To qualify for Blue Advantage, you must be a resident of the state of North Carolina, be under age 65, be
medically eligible, and not be eligible for Medicare. Enrollment takes approximately 15-30 days.
Blue Advantage ®
|Blue Advantage®, Blue Advantage
Saver sm, and Blue Options HSA sm
|Compare Blue Advantage®
Plans A, B, and C
Blue Cross Blue Shield of North Carolina's most popular
individual Preferred Provider Organization (PPO) plan
With Blue Advantage, policy holders can have access to many of the
best doctors, specialists and hospitals in North Carolina. Blue
Cross and Blue Shield of North Carolina's (BCBSNC) networks are
large and co-payments and coinsurance are predictable.1 Members
just visit an in network provider, show their BCBSNC ID card and pay
the co-payment. The provider handles all the administrative specifics
and files the claims. Members can go directly to in-network specialists
without a referral, and may go outside the network for most services.2, 3
The only difference is the out of pocket cost.
1 Some services and supplies received by members in an office setting or in connection with an office visit are in fact outpatient
hospital-based services provided by hospital-owned or operated practices. These services and supplies may be subject to your deductible
and coinsurance. Please see the BCBSNC provider listing to identify these providers.
2 Referrals may be needed for certain mental health and substance abuse services.
3 Preventive care is limited to in-network benefits.
4 Refers to Plan A, Preferred Tier, policy form number M58, 7/07
5 Blue Cross and Blue Shield Association Internal Data, 2007: www.bcbs.com/news/press/facts/bluecard.html. (09/08)
6 Maternity coverage is offered through Blue Advantage at an additional rate.
7 BCBSNC provides the Member Health Partnerships (MHP) program for your convenience and is not liable in any way for the services
received. BCBSNC reserves the right to discontinue or change the program at any time. Benefits available through MHP are subject to your
current benefit plan and preexisting waiting periods.
8 Blue ExtrasSM programs may not apply to all health plans. Discounts on certain goods and services may not be provided directly by
BCBSNC, but may instead be arranged by BCBSNC for member convenience. Any discounts are outside your health plan benefits. BCBSNC
is not liable for problems resulting from goods and services it does not provide directly, such as goods and services not being provided or
being provided negligently. BCBSNC may change or discontinue these programs at any time.
Goebelt Insurance Services, Inc. and David Goebelt are an independent authorized agency/producer licensed to sell and promote products
from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Goebelt Insurance Services,
Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
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