Savings and peace of mind
Medicare only covers some of your medical costs. That’s why Blue Cross and Blue
Shield of North Carolina (BCBSNC) offers dependable Medicare supplement plans for
Medicare beneficiaries, to help lessen the worries over costs that Medicare doesn’t
cover. Choose from our 11 1 Blue Medicare SupplementSM plans to find the plan that
best fits your needs and your budget.
• Wide selection of plans
• Protection against unexpected events
A local company you can trust
With the largest market share 2 of Medicare supplement policyholders in the state,
BCBSNC serves more than 125,000 3 North Carolina Medicare beneficiaries with over
75 years of experience in the health care industry.
• Largest market share of Medicare supplement policyholders in the state 2
• One of the most trusted Medicare supplement plans in the state
See the doctor you want
No matter which Blue Medicare Supplement SM plan you choose, you’re free to select
your own Medicare-participating doctor or visit any Medicare-participating hospital.
And in most cases, your Part A and Part B Medicare claims and supplement claims are
handled automatically by BCBSNC.
• Choice of Medicare-participating doctors
• Easy to use, virtually no claims to file
Value-added discounts
You’ll also have access to Blue Values SM, our value-added discount programs
available to you at no extra cost. 4 You’ll be eligible for discounts on health-related
products and services, such as eyeglasses, hearing aids and more.
• Discounts on eyeglasses, hearing aids and more!
• Discount programs exclusive to BCBSNC members
Advantages for early enrollment
Lock in your entry age on most of our plans 5. There are many advantages to enrolling
in Blue Medicare Supplement SM coverage within the first six months of enrolling in
Medicare Part B. With entry-age plans, when you enroll, you lock in your entry age
forever. Rate increases on our entry-age plans are only due to medical inflation or
overall claims experience. 5 So, if you enroll when you’re 65, you’ll always pay the rate
of a 65 year old, even when you’re 80!
• Lock in your entry age 5
• Convenient costs
No waiting periods
If you enroll early, you may be eligible for this plan without waiting periods for pre-
existing conditions. Pre-existing conditions are conditions for which medical advice was
given or treatment was recommended by or received from a physician within six
months before the effective date of coverage. If you wait until after the deadline to
enroll, you may have a waiting period for pre-existing conditions.
• No waiting periods for pre-existing conditions
Guaranteed acceptance by enrolling early
You cannot be turned down for Blue Medicare Supplement SM and may not have to
complete a medical questionnaire if you meet the following:
• You are age 65 or older, or under age 65 and are eligible for Medicare by
reason of disability
(Plans A and C, 6)
• You enroll within 6 months of enrolling in Medicare Part B
• You are not covered by certain Medicaid programs
• You are a resident of North Carolina
BCBSNC Blue Medicare Supplement SM Information
Compare Plan Benefits
Get a free rate quote
View the Blue Medicare Supplement SM Outline of Coverage brochure
For more information about Blue Medicare Supplement SM plans, including a
free rate quote, call Authorized Agency Goebelt Insurance Services, Inc. at
704-799-4659.
Form# (U4093, 3/10)
Medicare only covers some of your medical costs. That’s why Blue Cross and Blue
Shield of North Carolina (BCBSNC) offers dependable Medicare supplement plans for
Medicare beneficiaries, to help lessen the worries over costs that Medicare doesn’t
cover. Choose from our 11 1 Blue Medicare SupplementSM plans to find the plan that
best fits your needs and your budget.
• Wide selection of plans
• Protection against unexpected events
A local company you can trust
With the largest market share 2 of Medicare supplement policyholders in the state,
BCBSNC serves more than 125,000 3 North Carolina Medicare beneficiaries with over
75 years of experience in the health care industry.
• Largest market share of Medicare supplement policyholders in the state 2
• One of the most trusted Medicare supplement plans in the state
See the doctor you want
No matter which Blue Medicare Supplement SM plan you choose, you’re free to select
your own Medicare-participating doctor or visit any Medicare-participating hospital.
And in most cases, your Part A and Part B Medicare claims and supplement claims are
handled automatically by BCBSNC.
• Choice of Medicare-participating doctors
• Easy to use, virtually no claims to file
Value-added discounts
You’ll also have access to Blue Values SM, our value-added discount programs
available to you at no extra cost. 4 You’ll be eligible for discounts on health-related
products and services, such as eyeglasses, hearing aids and more.
• Discounts on eyeglasses, hearing aids and more!
• Discount programs exclusive to BCBSNC members
Advantages for early enrollment
Lock in your entry age on most of our plans 5. There are many advantages to enrolling
in Blue Medicare Supplement SM coverage within the first six months of enrolling in
Medicare Part B. With entry-age plans, when you enroll, you lock in your entry age
forever. Rate increases on our entry-age plans are only due to medical inflation or
overall claims experience. 5 So, if you enroll when you’re 65, you’ll always pay the rate
of a 65 year old, even when you’re 80!
• Lock in your entry age 5
• Convenient costs
No waiting periods
If you enroll early, you may be eligible for this plan without waiting periods for pre-
existing conditions. Pre-existing conditions are conditions for which medical advice was
given or treatment was recommended by or received from a physician within six
months before the effective date of coverage. If you wait until after the deadline to
enroll, you may have a waiting period for pre-existing conditions.
• No waiting periods for pre-existing conditions
Guaranteed acceptance by enrolling early
You cannot be turned down for Blue Medicare Supplement SM and may not have to
complete a medical questionnaire if you meet the following:
• You are age 65 or older, or under age 65 and are eligible for Medicare by
reason of disability
(Plans A and C, 6)
• You enroll within 6 months of enrolling in Medicare Part B
• You are not covered by certain Medicaid programs
• You are a resident of North Carolina
BCBSNC Blue Medicare Supplement SM Information
Compare Plan Benefits
Get a free rate quote
View the Blue Medicare Supplement SM Outline of Coverage brochure
For more information about Blue Medicare Supplement SM plans, including a
free rate quote, call Authorized Agency Goebelt Insurance Services, Inc. at
704-799-4659.
Form# (U4093, 3/10)
Choose the plan that’s right for you
See the doctor you want
Value-added discounts
Control of your care
See the doctor you want
Value-added discounts
Control of your care
Goebelt
Insurance
Services, Inc.
Services, Inc.
Where Integrity Matters
 |  |  |  |  |  |
For costs and further details of the coverage, including exclusions, any reductions or limitations and terms under which the policy may be continued in force,
contact your agent or the company.
1 Plan A: BMS A, 12/09, Plan B: BMS B, 12/09, Plan C: BMS C, 12/09, Plan D: BMS D, 12/09, Plan F: BMS F, 12/09, HI DED Plan F: BMS HDF, 12/09, Plan G:
BMS G, 12/09, Plan K: BMS K, 12/09, Plan L: BMS L, 12/09, Plan M: BMS M, 12/09, Plan N: BMS N, 12/09
2 Based on “2008 Medicare Supplement Insurance Experience Exhibits", published in 2009 by the National Association of Insurance Commissioners (NAIC), as
supplied by Mark Farrah Associates
3 Based on Blue Cross and Blue Shield of North Carolina (BCBSNC) enrollment data, 2010.
4 Blue Values programs may change or be discontinued at any time. Blue Cross and Blue Shield of North Carolina (BCBSNC) provides these programs for member
convenience and is not liable in any way for the goods and services received. These programs are not part of a member’s policy or benefits, but are value-added
discounts available for their use. BCBSNC does not profit from the Blue Values programs.
5With entry-age plans, when members enroll, they will lock in their entry age forever as long as they stay in the Blue Medicare Supplement plan in which they
initially enrolled. We also offer attained age plans that feature lower initial rates than the initial rate of entry age plans, but these rates increase with age, due to
age. Compare attained age and entry age plans to see which plans offer the best cost for you. For both the entry age and the attained age plans, rates are subject to
change June 1st of each year and are guaranteed for 12 months. Any change in your rate will be preceded by a 30-day notice.
6 Guaranteed acceptance is limited to (Plans A and C) for those under age 65 who have Medicare due to disability.
contact your agent or the company.
1 Plan A: BMS A, 12/09, Plan B: BMS B, 12/09, Plan C: BMS C, 12/09, Plan D: BMS D, 12/09, Plan F: BMS F, 12/09, HI DED Plan F: BMS HDF, 12/09, Plan G:
BMS G, 12/09, Plan K: BMS K, 12/09, Plan L: BMS L, 12/09, Plan M: BMS M, 12/09, Plan N: BMS N, 12/09
2 Based on “2008 Medicare Supplement Insurance Experience Exhibits", published in 2009 by the National Association of Insurance Commissioners (NAIC), as
supplied by Mark Farrah Associates
3 Based on Blue Cross and Blue Shield of North Carolina (BCBSNC) enrollment data, 2010.
4 Blue Values programs may change or be discontinued at any time. Blue Cross and Blue Shield of North Carolina (BCBSNC) provides these programs for member
convenience and is not liable in any way for the goods and services received. These programs are not part of a member’s policy or benefits, but are value-added
discounts available for their use. BCBSNC does not profit from the Blue Values programs.
5With entry-age plans, when members enroll, they will lock in their entry age forever as long as they stay in the Blue Medicare Supplement plan in which they
initially enrolled. We also offer attained age plans that feature lower initial rates than the initial rate of entry age plans, but these rates increase with age, due to
age. Compare attained age and entry age plans to see which plans offer the best cost for you. For both the entry age and the attained age plans, rates are subject to
change June 1st of each year and are guaranteed for 12 months. Any change in your rate will be preceded by a 30-day notice.
6 Guaranteed acceptance is limited to (Plans A and C) for those under age 65 who have Medicare due to disability.
Goebelt Insurance Services, Inc. and David Goebelt are an independent authorized producer/agency licensed to sell and
promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is
maintained by Goebelt Insurance Services, Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee
of the Blue Cross and Blue Shield Association. ®, SM Marks of the Blue Cross and Blue Shield Association. SM1 Mark of
Blue Cross and Blue Shield of North Carolina.
promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is
maintained by Goebelt Insurance Services, Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee
of the Blue Cross and Blue Shield Association. ®, SM Marks of the Blue Cross and Blue Shield Association. SM1 Mark of
Blue Cross and Blue Shield of North Carolina.
For North Carolina beneficiaries enrolled in Medicare Part B
Authorized Agency
| Rate Quotes |
| Compare Blue Advantage® and Blue Options HSA sm |
| Compare Blue Advantage® Plans A, B, and C |
| Apply Online |
| David Goebelt Authorized NC Agent 704-402-2277 |