A local company you can trust
With the largest market share 2 of Medicare supplement policyholders in the state,
BCBSNC serves more than 125,000 3 North Carolina Medicare beneficiaries with over
75 years 4 of experience in the health care industry.
• Largest market share 2 of Medicare supplement policyholders in the state
• One of the most trusted Medicare supplement plans in the state
See the doctor you want
No matter which Blue Medicare Supplement SM plan you choose, you’re free to select
your own Medicare participating doctor or visit any Medicare-participating hospital.
And in most cases, your Part A and Part B Medicare claims and supplement claims are
handled automatically by BCBSNC.
• Choice of Medicare-participating doctors
• Easy to use, virtually no claims to file
Value-added discounts
You’ll also have access to Blue Values SM, our value-added discount programs
available to you at no extra cost. 5 You’ll be eligible for discounts on health-related
products and services, such as eyeglasses, hearing aids and more. You can also earn
rewards for being more physically active and participating in wellness activities.
• Discounts on eyeglasses, hearing aids and more!
• Discount programs exclusive to BCBSNC members
Incentives for early enrollment
Lock in your entry age 6 There are many advantages to enrolling in Blue Medicare
Supplement SM coverage within the first six months of enrolling in Medicare Part B.
When you enroll, you lock in your entry age forever. 6 Rate increases are only due to
medical inflation or claims experience. 6 So, if you enroll when you’re 65, you’ll always
pay the rate of a 65 year old, even when you’re 80!
• Lock in your entry age 6
• Convenient costs
No waiting periods
If you enroll early, you may be eligible for this plan without medical underwriting and
waiting periods for pre-existing conditions. Pre-existing conditions are conditions for
which medical advice was given or treatment was recommended by or received from a
physician within six months before the effective date of coverage. If you wait until after
the deadline to enroll, you may have a waiting period for pre-existing conditions and
may have to complete a medical questionnaire.
• No medical underwriting
• No waiting periods for pre-existing conditions
Guaranteed acceptance by enrolling early
You cannot be turned down for Blue Medicare Supplement SM if you meet the following:
• You are age 65 or older, or under age 65 and are eligible for Medicare by reason of
disability
(Plans A, C, and J) 7
• You enroll within 6 months of enrolling in Medicare Part B
• You are not covered by certain Medicaid programs
• You are a resident of North Carolina
BCBSNC Blue Medicare Supplement SM Information
Compare Plan Benefits
Get a free rate quote
View an Outline of Medicare Supplement Coverage options
For more information about Blue Medicare Supplement SM plans, including a free rate
quote, call Authorized Agent David Goebelt at 704-799-4659 or email
david@goebeltinsurance.com.
_____________________________________
For costs and further details of the coverage, including exclusions, any reductions or
limitations and terms under which the policy may be continued in force, contact your
agent or the company.
U4093, 4/09
With the largest market share 2 of Medicare supplement policyholders in the state,
BCBSNC serves more than 125,000 3 North Carolina Medicare beneficiaries with over
75 years 4 of experience in the health care industry.
• Largest market share 2 of Medicare supplement policyholders in the state
• One of the most trusted Medicare supplement plans in the state
See the doctor you want
No matter which Blue Medicare Supplement SM plan you choose, you’re free to select
your own Medicare participating doctor or visit any Medicare-participating hospital.
And in most cases, your Part A and Part B Medicare claims and supplement claims are
handled automatically by BCBSNC.
• Choice of Medicare-participating doctors
• Easy to use, virtually no claims to file
Value-added discounts
You’ll also have access to Blue Values SM, our value-added discount programs
available to you at no extra cost. 5 You’ll be eligible for discounts on health-related
products and services, such as eyeglasses, hearing aids and more. You can also earn
rewards for being more physically active and participating in wellness activities.
• Discounts on eyeglasses, hearing aids and more!
• Discount programs exclusive to BCBSNC members
Incentives for early enrollment
Lock in your entry age 6 There are many advantages to enrolling in Blue Medicare
Supplement SM coverage within the first six months of enrolling in Medicare Part B.
When you enroll, you lock in your entry age forever. 6 Rate increases are only due to
medical inflation or claims experience. 6 So, if you enroll when you’re 65, you’ll always
pay the rate of a 65 year old, even when you’re 80!
• Lock in your entry age 6
• Convenient costs
No waiting periods
If you enroll early, you may be eligible for this plan without medical underwriting and
waiting periods for pre-existing conditions. Pre-existing conditions are conditions for
which medical advice was given or treatment was recommended by or received from a
physician within six months before the effective date of coverage. If you wait until after
the deadline to enroll, you may have a waiting period for pre-existing conditions and
may have to complete a medical questionnaire.
• No medical underwriting
• No waiting periods for pre-existing conditions
Guaranteed acceptance by enrolling early
You cannot be turned down for Blue Medicare Supplement SM if you meet the following:
• You are age 65 or older, or under age 65 and are eligible for Medicare by reason of
disability
(Plans A, C, and J) 7
• You enroll within 6 months of enrolling in Medicare Part B
• You are not covered by certain Medicaid programs
• You are a resident of North Carolina
BCBSNC Blue Medicare Supplement SM Information
Compare Plan Benefits
Get a free rate quote
View an Outline of Medicare Supplement Coverage options
For more information about Blue Medicare Supplement SM plans, including a free rate
quote, call Authorized Agent David Goebelt at 704-799-4659 or email
david@goebeltinsurance.com.
_____________________________________
For costs and further details of the coverage, including exclusions, any reductions or
limitations and terms under which the policy may be continued in force, contact your
agent or the company.
U4093, 4/09
Savings and peace of mind
Medicare only covers some of your medical costs. That’s why
Blue Cross and Blue Shield of North Carolina (BCBSNC) offers
dependable Medicare supplement plans for Medicare
beneficiaries, to help lessen the worries over costs that
Medicare doesn’t cover. Choose from our 10 1 Blue Medicare
Supplement SM plans to find the plan that best fits your needs
and your budget.
• Wide selection of plans
• Protection against unexpected events
Medicare only covers some of your medical costs. That’s why
Blue Cross and Blue Shield of North Carolina (BCBSNC) offers
dependable Medicare supplement plans for Medicare
beneficiaries, to help lessen the worries over costs that
Medicare doesn’t cover. Choose from our 10 1 Blue Medicare
Supplement SM plans to find the plan that best fits your needs
and your budget.
• Wide selection of plans
• Protection against unexpected events
Goebelt
Insurance
Services, Inc.
Services, Inc.
Where Integrity Matters
 |  |  |  |  |  |
1 Plan A: BMS A, 07/08, Plan B: BMS B, 07/08 Plan C: BMS C, 07/08, Plan D: BMS D, 07/08, Plan E: BMS E, 07/08, Plan F: BMS F, 07/08, HI DED Plan F: BMS
HDF, 04/09. Plan H: BMS H, 07/08, Plan I: BMS I, 07/08, Plan J: BMS J, 07/08.
2 “Medicare Supplement Loss Ratios in 2007.” National Association of Insurance Commissioners (NAIC), 2008.
3 Based on BCBSNC enrollment data, 2008.
4 Based on BCBSNC internal data, 2008 and Crossing the Centuries, Committed to Care: Blue Cross and Blue Shield in North Carolina, 1933-2008. Diana J.
Newton. BW&A Books, Inc., 2007.
5 Blue Values programs may change or be discontinued at any time. BCBSNC provides these programs for member convenience and is not liable in any way for the
goods and services received. These programs are not part of a member’s policy or benefits, but are value-added discounts available for their use. BCBSNC does not
profit from the Blue Values programs.
6 When members enroll, they will lock in their entry age forever as long as they stay in the Blue Medicare Supplement plan in which they initially enrolled. Any rate
adjustments will only be due to medical inflation or overall claims experience. Rates are subject to change April 1st of each year and are guaranteed for 12
months, but you alone will not be singled out for a premium increase based on health or age. Any change in your rate will be preceded by a 30-day notice.
7 Guaranteed acceptance is limited to (Plans A, C and J) for those under age 65 who have Medicare due to disability.
HDF, 04/09. Plan H: BMS H, 07/08, Plan I: BMS I, 07/08, Plan J: BMS J, 07/08.
2 “Medicare Supplement Loss Ratios in 2007.” National Association of Insurance Commissioners (NAIC), 2008.
3 Based on BCBSNC enrollment data, 2008.
4 Based on BCBSNC internal data, 2008 and Crossing the Centuries, Committed to Care: Blue Cross and Blue Shield in North Carolina, 1933-2008. Diana J.
Newton. BW&A Books, Inc., 2007.
5 Blue Values programs may change or be discontinued at any time. BCBSNC provides these programs for member convenience and is not liable in any way for the
goods and services received. These programs are not part of a member’s policy or benefits, but are value-added discounts available for their use. BCBSNC does not
profit from the Blue Values programs.
6 When members enroll, they will lock in their entry age forever as long as they stay in the Blue Medicare Supplement plan in which they initially enrolled. Any rate
adjustments will only be due to medical inflation or overall claims experience. Rates are subject to change April 1st of each year and are guaranteed for 12
months, but you alone will not be singled out for a premium increase based on health or age. Any change in your rate will be preceded by a 30-day notice.
7 Guaranteed acceptance is limited to (Plans A, C and J) for those under age 65 who have Medicare due to disability.
Goebelt Insurance Services, Inc. and David Goebelt are an independent authorized producer/agency licensed to sell and
promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is
maintained by Goebelt Insurance Services, Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee
of the Blue Cross and Blue Shield Association. ®, SM Marks of the Blue Cross and Blue Shield Association. SM1 Mark of
Blue Cross and Blue Shield of North Carolina.
promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is
maintained by Goebelt Insurance Services, Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee
of the Blue Cross and Blue Shield Association. ®, SM Marks of the Blue Cross and Blue Shield Association. SM1 Mark of
Blue Cross and Blue Shield of North Carolina.
For North Carolina beneficiaries enrolled in Medicare Part B
Authorized Agency
| Rate Quotes |
| Compare Blue Advantage® and Blue Options HSA sm |
| Compare Blue Advantage® Plans A, B, and C |
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| David Goebelt Authorized NC Agent 704-402-2277 |